938 Us Route 11Central SquareNY13036
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 938 Us Route 11, Central Square, NY, 13036 in Central Square is straightforward: $120,000 in, $1,203/mo in rent, $402/mo out after debt service. The 12.03% gross yield and 2.23 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $33,154 by year five. With $1,105/yr in principal equity, the total cumulative return is projected at $71,577.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $402 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,203 |
| Total Monthly Debt Service | $754 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13036, Central Square, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,007 (100%) |
| Owner Occupied HU | 2,809 (70.1%) |
| Renter Occupied HU | 833 (20.8%) |
| Vacant Housing Units | 365 ( 9.1%) |
| Median Home Value | $207,260 |
| Average Home Value | $250,626 |
Housing Distribution
Address Breakdown
Residential
3,649
Single Family
3,398
Multi-Family
251
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
0.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13036, Central Square, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,007 (100%) |
| Owner Occupied HU | 2,809 (70.1%) |
| Renter Occupied HU | 833 (20.8%) |
| Vacant Housing Units | 365 ( 9.1%) |
| Median Home Value | $207,260 |
| Average Home Value | $250,626 |
Housing Distribution
Address Breakdown
Residential
3,649
Single Family
3,398
Multi-Family
251
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Elizabeth Rowe • Illuminate Real Estate Service
Mls Name: NYSAMLSs
Mls ID: #S1643755