938 Silver Creek Cir, Prattville, AL, 36066 | 5.54% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,400/mo, and a $2,545/mo payment. Purchase price stands at $519,999, and rental yield measures 5.54% with $2,400/mo rent. Return on cash invested shows 16.31% in year one, and 5% annual appreciation builds toward $143,666 over five years. Five-year ROI reaches 82.77% and total cumulative return in cash records $141,599. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,400/mo property income covering a $2,545/mo payment rather than investor’s personal income.

Single Family

Built in 1998

0.50 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 36066, Prattville, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,821 (100%)
Owner Occupied HU	5,835 (59.4%)
Renter Occupied HU	3,535 (36.0%)
Vacant Housing Units	451 ( 4.6%)
Median Home Value	$233,018
Average Home Value	$261,985