9375 Highway 1IsabellaMN55607
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Isabella rental at 9375 Highway 1, Isabella, MN, 55607 sits in the solid-income band: 8.46% gross yield, $1,904/mo rent, $218/mo net after the $1,214/mo debt service, DSCR 1.57. Entry price of $270,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $74,596 and $2,487/yr in principal reduction bring total cumulative return to $116,513.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $218 | $300 |
City averages based on Isabella market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,904 |
| Total Monthly Debt Service | $1,579 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
12.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55607, Isabella, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 394 (100%) |
| Owner Occupied HU | 105 (26.6%) |
| Renter Occupied HU | 8 ( 2.0%) |
| Vacant Housing Units | 281 (71.3%) |
| Median Home Value | $375,926 |
| Average Home Value | $420,881 |
Housing Distribution
Address Breakdown
Residential
138
Single Family
137
Multi-Family
1
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
12.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55607, Isabella, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 394 (100%) |
| Owner Occupied HU | 105 (26.6%) |
| Renter Occupied HU | 8 ( 2.0%) |
| Vacant Housing Units | 281 (71.3%) |
| Median Home Value | $375,926 |
| Average Home Value | $420,881 |
Housing Distribution
Address Breakdown
Residential
138
Single Family
137
Multi-Family
1
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julian Rasmusson • Z' Up North Realty
Mls Name: Lake Superior Area Realtors
Mls Provider:
Mls ID: #6105601
Disclaimer: Information is supplied by seller and other third parties and has not been verified. Open House information is subject to change without notice. Copyright 2025 Lake Superior Area REALTORS, Inc.® MLS All Rights Reserved.