9366 Hoff StPhiladelphiaPA19115
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 9366 Hoff St, Philadelphia, PA, 19115 in Philadelphia offers a clean, manageable entry. Rental yield 6.18%. DSCR 1.14 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $124,189 in additional property value over five years, with $4,140/yr in principal equity building ownership stake. Total projected cumulative return: $130,552.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 5.8% |
| Monthly Cash Flow | $(632) | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,314 |
| Total Monthly Debt Service | $2,767 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1961
3,610 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19115, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,212 (100%) |
| Owner Occupied HU | 8,261 (58.1%) |
| Renter Occupied HU | 5,528 (38.9%) |
| Vacant Housing Units | 423 ( 3.0%) |
| Median Home Value | $354,473 |
| Average Home Value | $387,301 |
Housing Distribution
Address Breakdown
Residential
14,492
Single Family
10,024
Multi-Family
4,468
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1961
3,610 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19115, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,212 (100%) |
| Owner Occupied HU | 8,261 (58.1%) |
| Renter Occupied HU | 5,528 (38.9%) |
| Vacant Housing Units | 423 ( 3.0%) |
| Median Home Value | $354,473 |
| Average Home Value | $387,301 |
Housing Distribution
Address Breakdown
Residential
14,492
Single Family
10,024
Multi-Family
4,468
Businesses
875
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Derrick Ly • Panphil Realty, LLC
Mls Name: Bright MLS
Mls ID: #PAPH2552824