936 Laurelburg RdRock IslandTN38581
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow936 Laurelburg Rd, Rock Island, TN, 38581 in Rock Island is a solid income-producing rental, 11.83% gross yield, $1,158/mo rent, $455/mo net cash flow on a $117,500 buy. DSCR 2.19 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $32,463 and $1,082/yr in principal reduction project a total cumulative return of $73,744.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.2% |
| Monthly Cash Flow | $455 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,158 |
| Total Monthly Debt Service | $657 |
| DSCR Ratio | 1.76x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38581, Rock Island, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,181 (100%) |
| Owner Occupied HU | 1,584 (72.6%) |
| Renter Occupied HU | 307 (14.1%) |
| Vacant Housing Units | 290 (13.3%) |
| Median Home Value | $275,385 |
| Average Home Value | $320,592 |
Housing Distribution
Address Breakdown
Residential
1,916
Single Family
1,916
Multi-Family
0
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38581, Rock Island, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,181 (100%) |
| Owner Occupied HU | 1,584 (72.6%) |
| Renter Occupied HU | 307 (14.1%) |
| Vacant Housing Units | 290 (13.3%) |
| Median Home Value | $275,385 |
| Average Home Value | $320,592 |
Housing Distribution
Address Breakdown
Residential
1,916
Single Family
1,916
Multi-Family
0
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Diana Verble • ERG-Elite Realty Group
Mls Name: UCMLS
Mls Provider:
Mls ID: #236067
Disclaimer: Copyright 2025 Upper Cumberland Board of Realtors. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from Upper Cumberland Board of Realtors. Some or all of the listings displayed may not belong to the firm whose website is being visited.