9340 Rices Texas Hill RdOregon HouseCA95962
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 9340 Rices Texas Hill Rd, Oregon House, CA, 95962 in Oregon House at $465,000 earns $3,101/mo in rent and nets $128/mo after the $2,091/mo payment, a 8% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $128,471 over five years. Ziffy Mortgage underwrites this on a 1.48 DSCR without U.S. credit history. With $4,283/yr in principal paydown, total projected return reaches $184,962.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $128 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,101 |
| Total Monthly Debt Service | $2,788 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
1.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95962, Oregon House, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 529 (100%) |
| Owner Occupied HU | 366 (69.2%) |
| Renter Occupied HU | 117 (22.1%) |
| Vacant Housing Units | 46 ( 8.7%) |
| Median Home Value | $449,704 |
| Average Home Value | $454,877 |
Housing Distribution
Address Breakdown
Residential
57
Single Family
57
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
1.86 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95962, Oregon House, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 529 (100%) |
| Owner Occupied HU | 366 (69.2%) |
| Renter Occupied HU | 117 (22.1%) |
| Vacant Housing Units | 46 ( 8.7%) |
| Median Home Value | $449,704 |
| Average Home Value | $454,877 |
Housing Distribution
Address Breakdown
Residential
57
Single Family
57
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Noah Elliott • Bethany Lopez Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224128983
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.