934 Eastcrest CtYuba CityCA95991
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing934 Eastcrest Ct, Yuba City, CA, 95991 in Yuba City is a stable, well-positioned rental at $450,000. Rental yield 6.51%. DSCR 1.21 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $124,327 in value and $4,145/yr in principal paydown builds equity, a total projected return of $148,656.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.0% |
| Monthly Cash Flow | $(342) | $1,500 |
City averages based on Yuba City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,442 |
| Total Monthly Debt Service | $2,605 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1980
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95991, Yuba City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,431 (100%) |
| Owner Occupied HU | 7,387 (47.9%) |
| Renter Occupied HU | 7,327 (47.5%) |
| Vacant Housing Units | 717 ( 4.6%) |
| Median Home Value | $394,670 |
| Average Home Value | $425,523 |
Housing Distribution
Address Breakdown
Residential
15,033
Single Family
12,856
Multi-Family
2,177
Businesses
1,434
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1980
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95991, Yuba City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,431 (100%) |
| Owner Occupied HU | 7,387 (47.9%) |
| Renter Occupied HU | 7,327 (47.5%) |
| Vacant Housing Units | 717 ( 4.6%) |
| Median Home Value | $394,670 |
| Average Home Value | $425,523 |
Housing Distribution
Address Breakdown
Residential
15,033
Single Family
12,856
Multi-Family
2,177
Businesses
1,434
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ranveer Tumber • United Real Estate & Mortgage
Mls Name: MetroList Services of CA
Mls ID: #226009727