933 E Ridge DrMalvernIA51551
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow933 E Ridge Dr, Malvern, IA, 51551 in Malvern earns its strong cash-flow label: 10.18% yield, $2,286/mo rent, $536/mo net income, DSCR 1.89. The $269,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $74,458 by year five. Combined with $2,482/yr in principal paydown, total projected return reaches $137,025.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $536 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,286 |
| Total Monthly Debt Service | $1,643 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51551, Malvern, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 773 (100%) |
| Owner Occupied HU | 551 (71.3%) |
| Renter Occupied HU | 146 (18.9%) |
| Vacant Housing Units | 76 ( 9.8%) |
| Median Home Value | $204,688 |
| Average Home Value | $250,186 |
Housing Distribution
Address Breakdown
Residential
444
Single Family
426
Multi-Family
18
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51551, Malvern, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 773 (100%) |
| Owner Occupied HU | 551 (71.3%) |
| Renter Occupied HU | 146 (18.9%) |
| Vacant Housing Units | 76 ( 9.8%) |
| Median Home Value | $204,688 |
| Average Home Value | $250,186 |
Housing Distribution
Address Breakdown
Residential
444
Single Family
426
Multi-Family
18
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices