9327 Three Hollow RdJayFL32565
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 9327 Three Hollow Rd, Jay, FL, 32565 in Jay worth study. Rental yield 5.88%. The 5.88% gross yield is below cash-flow benchmarks at $293,900, but 5% annual appreciation, adding $81,199 over five years, frames this as a capital growth position. Rent of $1,440/mo partially offsets the $1,322/mo payment. Ziffy Mortgage finances appreciation-play properties (1.09 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $79,193.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.0% |
| Monthly Cash Flow | $(531) | $300 |
City averages based on Jay market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,833 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32565, Jay, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,925 (100%) |
| Owner Occupied HU | 2,281 (78.0%) |
| Renter Occupied HU | 383 (13.1%) |
| Vacant Housing Units | 261 ( 8.9%) |
| Median Home Value | $284,646 |
| Average Home Value | $342,646 |
Housing Distribution
Address Breakdown
Residential
2,811
Single Family
2,811
Multi-Family
0
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32565, Jay, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,925 (100%) |
| Owner Occupied HU | 2,281 (78.0%) |
| Renter Occupied HU | 383 (13.1%) |
| Vacant Housing Units | 261 ( 8.9%) |
| Median Home Value | $284,646 |
| Average Home Value | $342,646 |
Housing Distribution
Address Breakdown
Residential
2,811
Single Family
2,811
Multi-Family
0
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices