9325 N Point RdFort HowardMD21052
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 9325 N Point Rd, Fort Howard, MD, 21052 in Fort Howard. Priced at $467,500, it generates $3,905/mo in gross rent and $997/mo in net monthly cash flow, a 10.02% yield that comfortably supports the 1.76 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,966. Five-year appreciation: $129,162. Equity from principal paydown: $3,919/yr. Total projected cumulative return: $232,755.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 7.5% |
| Monthly Cash Flow | $997 | $350 |
City averages based on Fort Howard market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,905 |
| Total Monthly Debt Service | $2,836 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21052, Fort Howard, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 204 (100%) |
| Owner Occupied HU | 124 (60.8%) |
| Renter Occupied HU | 41 (20.1%) |
| Vacant Housing Units | 39 (19.1%) |
| Median Home Value | $460,000 |
| Average Home Value | $554,556 |
Housing Distribution
Address Breakdown
Residential
172
Single Family
172
Multi-Family
0
Businesses
18
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls Provider:
Mls ID: #MDBC2177924
