9311 Andover RdPhiladelphiaPA19114
INVESTMENT ANALYSIS
Investment Verdict
Solid Income9311 Andover Rd, Philadelphia, PA, 19114 in Philadelphia earns a respectable 8.31% gross yield at $439,000, but after the $1,974/mo mortgage the net cash flow is $162/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.54) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $121,288 over five years, making equity the dominant return driver. Total projected return: $177,516.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.8% |
| Monthly Cash Flow | $162 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,038 |
| Total Monthly Debt Service | $2,702 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19114, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,618 (100%) |
| Owner Occupied HU | 8,915 (61.0%) |
| Renter Occupied HU | 5,026 (34.4%) |
| Vacant Housing Units | 677 ( 4.6%) |
| Median Home Value | $299,158 |
| Average Home Value | $340,587 |
Housing Distribution
Address Breakdown
Residential
13,859
Single Family
11,144
Multi-Family
2,715
Businesses
717
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
6,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19114, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,618 (100%) |
| Owner Occupied HU | 8,915 (61.0%) |
| Renter Occupied HU | 5,026 (34.4%) |
| Vacant Housing Units | 677 ( 4.6%) |
| Median Home Value | $299,158 |
| Average Home Value | $340,587 |
Housing Distribution
Address Breakdown
Residential
13,859
Single Family
11,144
Multi-Family
2,715
Businesses
717
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim Rudolph • Robin Kemmerer Associates Inc
Mls Name: Bright MLS
Mls ID: #PAPH2544446