930 San Diego LoopJemez SpringsNM87025
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 930 San Diego Loop, Jemez Springs, NM, 87025 in Jemez Springs. Priced at $325,000, it generates $3,240/mo in gross rent and $1,332/mo in net monthly cash flow, a 11.96% yield that comfortably supports the 2.22 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $15,989. Five-year appreciation: $89,792. Equity from principal paydown: $2,993/yr. Total projected cumulative return: $208,590.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $1,332 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,240 |
| Total Monthly Debt Service | $1,778 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87025, Jemez Springs, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,308 (100%) |
| Owner Occupied HU | 581 (44.4%) |
| Renter Occupied HU | 89 ( 6.8%) |
| Vacant Housing Units | 638 (48.8%) |
| Median Home Value | $468,182 |
| Average Home Value | $492,543 |
Housing Distribution
Address Breakdown
Residential
570
Single Family
569
Multi-Family
1
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87025, Jemez Springs, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,308 (100%) |
| Owner Occupied HU | 581 (44.4%) |
| Renter Occupied HU | 89 ( 6.8%) |
| Vacant Housing Units | 638 (48.8%) |
| Median Home Value | $468,182 |
| Average Home Value | $492,543 |
Housing Distribution
Address Breakdown
Residential
570
Single Family
569
Multi-Family
1
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Monique Inez Padilla • Coldwell Banker Legacy
Mls Name: SWMLS
Mls ID: #1097453