930 NW Harrison StTopekaKS66608
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 930 NW Harrison St, Topeka, KS, 66608 in Topeka: $1,260/mo in rent, $276/mo in net income, 10.22% gross yield, 1.89 DSCR, all at $147,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $40,862 in appreciation and $1,362/yr in principal paydown projects total cumulative return of $74,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 13.0% |
| Monthly Cash Flow | $276 | $850 |
City averages based on Topeka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,260 |
| Total Monthly Debt Service | $925 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66608, Topeka, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,514 (100%) |
| Owner Occupied HU | 1,217 (48.4%) |
| Renter Occupied HU | 901 (35.8%) |
| Vacant Housing Units | 396 (15.8%) |
| Median Home Value | $73,512 |
| Average Home Value | $128,673 |
Housing Distribution
Address Breakdown
Residential
2,344
Single Family
2,155
Multi-Family
189
Businesses
542
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66608, Topeka, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,514 (100%) |
| Owner Occupied HU | 1,217 (48.4%) |
| Renter Occupied HU | 901 (35.8%) |
| Vacant Housing Units | 396 (15.8%) |
| Median Home Value | $73,512 |
| Average Home Value | $128,673 |
Housing Distribution
Address Breakdown
Residential
2,344
Single Family
2,155
Multi-Family
189
Businesses
542
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices