930 Cottage AveKalamazooMI49001
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 930 Cottage Ave, Kalamazoo, MI, 49001 in Kalamazoo. Priced at $165,000, it generates $1,673/mo in gross rent and $585/mo in net monthly cash flow, a 12.17% yield that comfortably supports the 2.25 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,019. Five-year appreciation: $45,586. Equity from principal paydown: $1,520/yr. Total projected cumulative return: $100,526.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 7.8% |
| Monthly Cash Flow | $585 | $450 |
City averages based on Kalamazoo market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,673 |
| Total Monthly Debt Service | $1,022 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1907
4,791 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1907
4,791 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices