930 Campers LaneNorth ConcordVT05858
INVESTMENT ANALYSIS
Investment Verdict
Solid Income930 Campers Lane, North Concord, VT, 05858 in North Concord is a solid income-producing rental, 9.61% gross yield, $1,233/mo rent, $208/mo net cash flow on a $154,000 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $42,547 and $1,418/yr in principal reduction project a total cumulative return of $72,194.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $208 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,233 |
| Total Monthly Debt Service | $963 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1960
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05858, North Concord, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 290 (100%) |
| Owner Occupied HU | 109 (37.6%) |
| Renter Occupied HU | 29 ( 10.0%) |
| Vacant Housing Units | 152 (52.4%) |
| Median Home Value | $177,083 |
| Average Home Value | $311,101 |
Housing Distribution
Address Breakdown
Residential
115
Single Family
98
Multi-Family
17
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1960
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05858, North Concord, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 290 (100%) |
| Owner Occupied HU | 109 (37.6%) |
| Renter Occupied HU | 29 ( 10.0%) |
| Vacant Housing Units | 152 (52.4%) |
| Median Home Value | $177,083 |
| Average Home Value | $311,101 |
Housing Distribution
Address Breakdown
Residential
115
Single Family
98
Multi-Family
17
Businesses
4
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5088201