93 Wirans RdAnnistonAL36205
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 93 Wirans Rd, Anniston, AL, 36205 in Anniston hard to pass up. The 11.03% gross yield on a $159,900 purchase results in $1,470/mo in rent and $548/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.04). Annual cash flow of $6,575, five-year appreciation of $44,177, and $1,473/yr in equity build-up combine for a projected total cumulative return of $95,623.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.5% |
| Monthly Cash Flow | $548 | $300 |
City averages based on Anniston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,470 |
| Total Monthly Debt Service | $859 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
10,018 sqft lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36205, Anniston, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 140 (31.8%) |
| Renter Occupied HU | 254 (57.7%) |
| Vacant Housing Units | 46 (10.5%) |
| Median Home Value | $274,576 |
| Average Home Value | $310,145 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
197
Multi-Family
208
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
10,018 sqft lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36205, Anniston, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 440 (100%) |
| Owner Occupied HU | 140 (31.8%) |
| Renter Occupied HU | 254 (57.7%) |
| Vacant Housing Units | 46 (10.5%) |
| Median Home Value | $274,576 |
| Average Home Value | $310,145 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
197
Multi-Family
208
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sylvia Bentley • ERA King Real Estate
Mls Name: GALMLS
Mls Provider:
Mls ID: #21418865
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.