93 Ripplebrook LnMinoaNY13116
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 93 Ripplebrook Ln, Minoa, NY, 13116 in Minoa earns a 10.34% gross yield at $215,940. Rent of $1,860/mo nets $418/mo after the $971/mo mortgage. The 1.92 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $59,660 and $1,989/yr in equity accumulation project a total cumulative return of $109,225.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $418 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,860 |
| Total Monthly Debt Service | $1,356 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13116, Minoa, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,484 (100%) |
| Owner Occupied HU | 1,082 (72.9%) |
| Renter Occupied HU | 358 (24.1%) |
| Vacant Housing Units | 44 ( 3.0%) |
| Median Home Value | $184,737 |
| Average Home Value | $204,214 |
Housing Distribution
Address Breakdown
Residential
1,484
Single Family
1,419
Multi-Family
65
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13116, Minoa, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,484 (100%) |
| Owner Occupied HU | 1,082 (72.9%) |
| Renter Occupied HU | 358 (24.1%) |
| Vacant Housing Units | 44 ( 3.0%) |
| Median Home Value | $184,737 |
| Average Home Value | $204,214 |
Housing Distribution
Address Breakdown
Residential
1,484
Single Family
1,419
Multi-Family
65
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices