93 Horton RoadWashingtonvilleNY10992
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 93 Horton Road, Washingtonville, NY, 10992 in Washingtonville. At $849,500 it earns $6,290/mo in rent and distributes $618/mo to the owner after the $4,027/mo payment, a consistent 8.89% yield. DSCR 1.56 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $234,701 in value; $7,121/yr in principal paydown compounds ownership stake. Total projected return: $347,707.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $618 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,290 |
| Total Monthly Debt Service | $5,542 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1777
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10992, Washingtonville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,435 (100%) |
| Owner Occupied HU | 2,641 (76.9%) |
| Renter Occupied HU | 626 (18.2%) |
| Vacant Housing Units | 168 ( 4.9%) |
| Median Home Value | $456,992 |
| Average Home Value | $520,878 |
Housing Distribution
Address Breakdown
Residential
3,393
Single Family
3,332
Multi-Family
61
Businesses
256
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: HVCRMLS
Mls Provider:
Mls ID: #20265421
