9293 N Hillside DrDelhiCA95315
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 9293 N Hillside Dr, Delhi, CA, 95315 in Delhi the bet is firmly on appreciation. Rental yield 4.39%. The 4.39% gross yield on a $680,000 price is below income-first thresholds, but 5%/yr value growth projects $187,871 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.81) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $147,358.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 6.0% |
| Monthly Cash Flow | $(1,717) | $300 |
City averages based on Delhi market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,490 |
| Total Monthly Debt Service | $3,936 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1972
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95315, Delhi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,499 (100%) |
| Owner Occupied HU | 2,287 (65.4%) |
| Renter Occupied HU | 1,137 (32.5%) |
| Vacant Housing Units | 75 ( 2.1%) |
| Median Home Value | $395,684 |
| Average Home Value | $461,940 |
Housing Distribution
Address Breakdown
Residential
3,336
Single Family
3,270
Multi-Family
66
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1972
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95315, Delhi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,499 (100%) |
| Owner Occupied HU | 2,287 (65.4%) |
| Renter Occupied HU | 1,137 (32.5%) |
| Vacant Housing Units | 75 ( 2.1%) |
| Median Home Value | $395,684 |
| Average Home Value | $461,940 |
Housing Distribution
Address Breakdown
Residential
3,336
Single Family
3,270
Multi-Family
66
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #226022831