929 W 3rd StDaytonOH45402
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 929 W 3rd St, Dayton, OH, 45402 in Dayton. At $304,900 it earns $2,591/mo in rent and distributes $490/mo to the owner after the $1,371/mo payment, a consistent 10.2% yield. DSCR 1.89 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $84,238 in value; $2,808/yr in principal paydown compounds ownership stake. Total projected return: $148,121.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 8.1% |
| Monthly Cash Flow | $490 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,591 |
| Total Monthly Debt Service | $1,979 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$95 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45402, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,208 (100%) |
| Owner Occupied HU | 1,583 (22.0%) |
| Renter Occupied HU | 3,959 (54.9%) |
| Vacant Housing Units | 1,666 (23.1%) |
| Median Home Value | $92,763 |
| Average Home Value | $165,027 |
Housing Distribution
Address Breakdown
Residential
5,969
Single Family
3,954
Multi-Family
2,015
Businesses
1,190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$95 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45402, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,208 (100%) |
| Owner Occupied HU | 1,583 (22.0%) |
| Renter Occupied HU | 3,959 (54.9%) |
| Vacant Housing Units | 1,666 (23.1%) |
| Median Home Value | $92,763 |
| Average Home Value | $165,027 |
Housing Distribution
Address Breakdown
Residential
5,969
Single Family
3,954
Multi-Family
2,015
Businesses
1,190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
