929 S Main StHugotonKS67951
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 929 S Main St, Hugoton, KS, 67951 in Hugoton speaks for itself: 11.32% gross on a $180,000 price, generating $1,698/mo in rent and $500/mo in net income after the $809/mo debt service. DSCR 2.10, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,006 stacks alongside $49,731 in projected five-year appreciation and $1,658/yr in principal reduction. Projected total cumulative return: $100,867.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 7.0% |
| Monthly Cash Flow | $500 | $400 |
City averages based on Hugoton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,698 |
| Total Monthly Debt Service | $1,126 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
5,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67951, Hugoton, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,045 (100%) |
| Owner Occupied HU | 1,262 (61.7%) |
| Renter Occupied HU | 477 (23.3%) |
| Vacant Housing Units | 306 (15.0%) |
| Median Home Value | $155,664 |
| Average Home Value | $212,544 |
Housing Distribution
Address Breakdown
Residential
1,582
Single Family
1,566
Multi-Family
16
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
5,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67951, Hugoton, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,045 (100%) |
| Owner Occupied HU | 1,262 (61.7%) |
| Renter Occupied HU | 477 (23.3%) |
| Vacant Housing Units | 306 (15.0%) |
| Median Home Value | $155,664 |
| Average Home Value | $212,544 |
Housing Distribution
Address Breakdown
Residential
1,582
Single Family
1,566
Multi-Family
16
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices