929 N Plymouth Ave #2RochesterNY14608
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 929 N Plymouth Ave #2, Rochester, NY, 14608 in Rochester. Priced at $111,900, it generates $1,852/mo in gross rent and $1,104/mo in net monthly cash flow, a 19.86% yield that comfortably supports the 3.68 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,252. Five-year appreciation: $30,916. Equity from principal paydown: $1,031/yr. Total projected cumulative return: $113,797.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.9% | 6.2% |
| Monthly Cash Flow | $1,104 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,852 |
| Total Monthly Debt Service | $703 |
| DSCR Ratio | 2.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14608, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,732 (100%) |
| Owner Occupied HU | 1,103 (16.4%) |
| Renter Occupied HU | 4,824 (71.7%) |
| Vacant Housing Units | 805 (12.0%) |
| Median Home Value | $161,563 |
| Average Home Value | $208,960 |
Housing Distribution
Address Breakdown
Residential
5,303
Single Family
4,100
Multi-Family
1,203
Businesses
449
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14608, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,732 (100%) |
| Owner Occupied HU | 1,103 (16.4%) |
| Renter Occupied HU | 4,824 (71.7%) |
| Vacant Housing Units | 805 (12.0%) |
| Median Home Value | $161,563 |
| Average Home Value | $208,960 |
Housing Distribution
Address Breakdown
Residential
5,303
Single Family
4,100
Multi-Family
1,203
Businesses
449
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices