9287 State Route 54WhitesvilleKY42378
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 9287 State Route 54, Whitesville, KY, 42378 in Whitesville is capital appreciation. Rental yield 0%. The 0% gross yield at $299,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $82,608 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.00) without U.S. credit history; structure with a larger down payment to optimise coverage.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.5% |
| Monthly Cash Flow | $0 | $350 |
City averages based on Whitesville market data in our database. Property projections are estimates.
Single Family
Built in 1963
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42378, Whitesville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,227 (100%) |
| Owner Occupied HU | 989 (80.6%) |
| Renter Occupied HU | 170 (13.9%) |
| Vacant Housing Units | 68 ( 5.5%) |
| Median Home Value | $204,252 |
| Average Home Value | $238,734 |
Housing Distribution
Address Breakdown
Residential
1,322
Single Family
1,322
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42378, Whitesville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,227 (100%) |
| Owner Occupied HU | 989 (80.6%) |
| Renter Occupied HU | 170 (13.9%) |
| Vacant Housing Units | 68 ( 5.5%) |
| Median Home Value | $204,252 |
| Average Home Value | $238,734 |
Housing Distribution
Address Breakdown
Residential
1,322
Single Family
1,322
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Karen Gross • RE/MAX PROFESSIONAL REALTY GROUP
Mls Name: Greater Owensboro Realtor Association
Mls Provider:
Mls ID: #92120
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