927 S Clara CtAmmonID83406
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderNot flashy, but dependably profitable, 927 S Clara Ct, Ammon, ID, 83406 in Ammon is listed at $345,000 and delivers $2,191/mo in rent and $206/mo in net monthly cash flow. The 7.62% yield and 1.41 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $95,317 over five years, and $3,177/yr in principal reduction supplements cash return. Total projected cumulative return: $143,457.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $206 | $1,200 |
City averages based on Ammon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,191 |
| Total Monthly Debt Service | $1,847 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83406, Idaho Falls, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,036 (100%) |
| Owner Occupied HU | 5,153 (73.2%) |
| Renter Occupied HU | 1,568 (22.3%) |
| Vacant Housing Units | 315 ( 4.5%) |
| Median Home Value | $445,947 |
| Average Home Value | $501,425 |
Housing Distribution
Address Breakdown
Residential
6,686
Single Family
6,568
Multi-Family
118
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83406, Idaho Falls, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,036 (100%) |
| Owner Occupied HU | 5,153 (73.2%) |
| Renter Occupied HU | 1,568 (22.3%) |
| Vacant Housing Units | 315 ( 4.5%) |
| Median Home Value | $445,947 |
| Average Home Value | $501,425 |
Housing Distribution
Address Breakdown
Residential
6,686
Single Family
6,568
Multi-Family
118
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
