927 Lido CirDiscovery BayCA94505
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 927 Lido Cir, Discovery Bay, CA, 94505 in Discovery Bay. Rental yield 6.17%. The 1.14 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $171,018 and $5,701/yr in principal reduction project total return of $162,019.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 7.0% |
| Monthly Cash Flow | $(1,165) | $1,200 |
City averages based on Discovery Bay market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,182 |
| Total Monthly Debt Service | $4,101 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
3,484 sqft lot
$N/A/sqft
$160 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
3,484 sqft lot
$N/A/sqft
$160 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cathie Marples • Marples & Associates
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls Provider:
Mls ID: #41098065
Disclaimer: Bay East 2025. CCAR 2025. bridgeMLS 2025. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at 2025-05-19 14:23:09 PDT.