926 Holmes Flat RdRedcrestCA95569
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.47% gross rental yield, 926 Holmes Flat Rd, Redcrest, CA, 95569 in Redcrest is priced for capital growth, not immediate cash flow. The $555,999 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $153,612 by year five, with $5,121/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.01) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $152,552.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 5.2% |
| Monthly Cash Flow | $(905) | $1,200 |
City averages based on Redcrest market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,534 |
| Total Monthly Debt Service | $3,218 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
19.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95569, Redcrest, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 160 (100%) |
| Owner Occupied HU | 67 (41.9%) |
| Renter Occupied HU | 63 (39.4%) |
| Vacant Housing Units | 30 (18.7%) |
| Median Home Value | $562,500 |
| Average Home Value | $576,493 |
Housing Distribution
Address Breakdown
Residential
66
Single Family
66
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
19.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95569, Redcrest, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 160 (100%) |
| Owner Occupied HU | 67 (41.9%) |
| Renter Occupied HU | 63 (39.4%) |
| Vacant Housing Units | 30 (18.7%) |
| Median Home Value | $562,500 |
| Average Home Value | $576,493 |
Housing Distribution
Address Breakdown
Residential
66
Single Family
66
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nick Bartlett • Coldwell Banker Cutten Realty
Mls Name: HBMLS
Mls ID: #269939