926 Fermoy Way, Galt, CA, 95632 | $402/mo Cash Flow

For Sale

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Galt at 926 Fermoy Way, Galt, CA, 95632 offers a 8.24% rental yield on a $699,000 purchase with $4,799/mo rent. Total monthly income registers $4,799/mo, and a $3,421/mo payment leaves $402/mo available for distribution. Annual cash flow reaches $4,828/yr on $229,971 to close, and return on cash invested stands at 22.16% in year one. Equity gained on principal adds $4,511/yr while 5% annual appreciation supports $193,121 over five years. Portfolio math shows five-year ROI at 115.02% and total cumulative return in cash at $264,518. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,799/mo property income against a $3,421/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2014

6,616 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95632, Galt, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	10,623 (100%)
Owner Occupied HU	7,874 (74.1%)
Renter Occupied HU	2,455 (23.1%)
Vacant Housing Units	294 ( 2.8%)
Median Home Value	$573,267
Average Home Value	$591,013