926 Bille RdParadiseCA95969
INVESTMENT ANALYSIS
Investment Verdict
Solid Income926 Bille Rd, Paradise, CA, 95969 in Paradise is a solid income-producing rental, 8.5% gross yield, $2,825/mo rent, $357/mo net cash flow on a $399,000 buy. DSCR 1.57 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $110,236 and $3,675/yr in principal reduction project a total cumulative return of $174,269.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $357 | $2,500 |
City averages based on Paradise market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,825 |
| Total Monthly Debt Service | $2,310 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95969, Paradise, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,790 (100%) |
| Owner Occupied HU | 3,183 (66.5%) |
| Renter Occupied HU | 972 (20.3%) |
| Vacant Housing Units | 635 (13.3%) |
| Median Home Value | $437,431 |
| Average Home Value | $467,827 |
Housing Distribution
Address Breakdown
Residential
5,056
Single Family
4,924
Multi-Family
132
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95969, Paradise, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,790 (100%) |
| Owner Occupied HU | 3,183 (66.5%) |
| Renter Occupied HU | 972 (20.3%) |
| Vacant Housing Units | 635 (13.3%) |
| Median Home Value | $437,431 |
| Average Home Value | $467,827 |
Housing Distribution
Address Breakdown
Residential
5,056
Single Family
4,924
Multi-Family
132
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jon Baird • Parkway Real Estate Co.
Mls Name: CRMLS
Mls ID: #SN25009217