9221 County Road 28 StSaint StephensAL36569
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play9221 County Road 28 St, Saint Stephens, AL, 36569 in Saint Stephens is priced for appreciation, not yield. Rental yield 0%. At $190,000 with a 0% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $52,494 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.00) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $2,631.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1986
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36569, Saint Stephens, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 365 (100%) |
| Owner Occupied HU | 234 (64.1%) |
| Renter Occupied HU | 56 (15.3%) |
| Vacant Housing Units | 75 (20.5%) |
| Median Home Value | $126,316 |
| Average Home Value | $149,017 |
Housing Distribution
Address Breakdown
Residential
288
Single Family
288
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36569, Saint Stephens, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 365 (100%) |
| Owner Occupied HU | 234 (64.1%) |
| Renter Occupied HU | 56 (15.3%) |
| Vacant Housing Units | 75 (20.5%) |
| Median Home Value | $126,316 |
| Average Home Value | $149,017 |
Housing Distribution
Address Breakdown
Residential
288
Single Family
288
Multi-Family
0
Businesses
10
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Lisa Rowland • WILSON REAL ESTATE LLC
Mls Name: My State MLS
Mls ID: #11445744