922 N Caroline StBaltimoreMD21205
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 922 N Caroline St, Baltimore, MD, 21205 in Baltimore hard to pass up. The 24.64% gross yield on a $229,900 purchase results in $4,721/mo in rent and $3,251/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.57). Annual cash flow of $39,008, five-year appreciation of $63,517, and $2,117/yr in equity build-up combine for a projected total cumulative return of $296,593.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.6% | 4.8% |
| Monthly Cash Flow | $3,251 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,721 |
| Total Monthly Debt Service | $1,379 |
| DSCR Ratio | 3.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1913
0.05 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21205, Baltimore, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,830 (100%) |
| Owner Occupied HU | 2,181 (31.9%) |
| Renter Occupied HU | 3,520 (51.5%) |
| Vacant Housing Units | 1,129 (16.5%) |
| Median Home Value | $89,225 |
| Average Home Value | $161,205 |
Housing Distribution
Address Breakdown
Residential
5,841
Single Family
4,790
Multi-Family
1,051
Businesses
623
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1913
0.05 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21205, Baltimore, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,830 (100%) |
| Owner Occupied HU | 2,181 (31.9%) |
| Renter Occupied HU | 3,520 (51.5%) |
| Vacant Housing Units | 1,129 (16.5%) |
| Median Home Value | $89,225 |
| Average Home Value | $161,205 |
Housing Distribution
Address Breakdown
Residential
5,841
Single Family
4,790
Multi-Family
1,051
Businesses
623
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices