9214 County RdIdaliaCO80735
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 9214 County Rd, Idalia, CO, 80735 in Idalia is narrow, $69/mo net on $5,140/mo rent after the $3,912/mo debt service, but the property operates at break-even-plus, not a loss. At $870,000 with a 7.09% yield, the long-run equity case via 5% appreciation ($240,365 over five years) and $8,013/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.31 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $333,001.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 5.0% |
| Monthly Cash Flow | $69 | $300 |
City averages based on Idalia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,140 |
| Total Monthly Debt Service | $4,724 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
58.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80735, Idalia, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 186 (100%) |
| Owner Occupied HU | 102 (54.8%) |
| Renter Occupied HU | 54 (29.0%) |
| Vacant Housing Units | 30 (16.1%) |
| Median Home Value | $456,522 |
| Average Home Value | $468,578 |
Housing Distribution
Address Breakdown
Residential
132
Single Family
132
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
58.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80735, Idalia, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 186 (100%) |
| Owner Occupied HU | 102 (54.8%) |
| Renter Occupied HU | 54 (29.0%) |
| Vacant Housing Units | 30 (16.1%) |
| Median Home Value | $456,522 |
| Average Home Value | $468,578 |
Housing Distribution
Address Breakdown
Residential
132
Single Family
132
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices