921 Jones StreetBerkeleyCA94710
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 921 Jones Street, Berkeley, CA, 94710 in Berkeley: $4,271/mo in rent, $559/mo in net income, 8.54% gross yield, 1.58 DSCR, all at $600,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $165,769 in appreciation and $5,526/yr in principal paydown projects total cumulative return of $263,468.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $559 | $1,500 |
City averages based on Berkeley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,271 |
| Total Monthly Debt Service | $3,473 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
4,900 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94710, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,540 (100%) |
| Owner Occupied HU | 1,158 (25.5%) |
| Renter Occupied HU | 2,885 (63.5%) |
| Vacant Housing Units | 497 (10.9%) |
| Median Home Value | $1,295,233 |
| Average Home Value | $1,347,418 |
Housing Distribution
Address Breakdown
Residential
3,499
Single Family
2,203
Multi-Family
1,296
Businesses
1,649
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
4,900 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94710, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,540 (100%) |
| Owner Occupied HU | 1,158 (25.5%) |
| Renter Occupied HU | 2,885 (63.5%) |
| Vacant Housing Units | 497 (10.9%) |
| Median Home Value | $1,295,233 |
| Average Home Value | $1,347,418 |
Housing Distribution
Address Breakdown
Residential
3,499
Single Family
2,203
Multi-Family
1,296
Businesses
1,649
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shanela D Edwards • Alta Realty Group CA
Mls Name: BAREIS
Mls ID: #326008065