9203 Baltimore RdFrederickMD21704
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 9203 Baltimore Rd, Frederick, MD, 21704 in Frederick hard to pass up. The 10.02% gross yield on a $275,000 purchase results in $2,297/mo in rent and $586/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.86). Annual cash flow of $7,037, five-year appreciation of $75,977, and $2,533/yr in equity build-up combine for a projected total cumulative return of $142,059.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 5.6% |
| Monthly Cash Flow | $586 | $285 |
City averages based on Frederick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,297 |
| Total Monthly Debt Service | $1,601 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21704, Frederick, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,869 (100%) |
| Owner Occupied HU | 6,448 (81.9%) |
| Renter Occupied HU | 1,102 (14.0%) |
| Vacant Housing Units | 319 ( 4.1%) |
| Median Home Value | $639,224 |
| Average Home Value | $681,630 |
Housing Distribution
Address Breakdown
Residential
7,614
Single Family
7,462
Multi-Family
152
Businesses
960
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21704, Frederick, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,869 (100%) |
| Owner Occupied HU | 6,448 (81.9%) |
| Renter Occupied HU | 1,102 (14.0%) |
| Vacant Housing Units | 319 ( 4.1%) |
| Median Home Value | $639,224 |
| Average Home Value | $681,630 |
Housing Distribution
Address Breakdown
Residential
7,614
Single Family
7,462
Multi-Family
152
Businesses
960
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices