92 Miller StSpringfieldMA01104
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow92 Miller St, Springfield, MA, 01104 in Springfield is a top-tier cash-flow asset. At $285,900 it produces $2,744/mo in rent and $942/mo in net monthly income, a 11.52% gross rental yield. The DSCR of 2.13 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $11,309. Five-year appreciation adds $78,989, driving a total cumulative return of $169,170.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 9.2% |
| Monthly Cash Flow | $942 | $300 |
City averages based on Springfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,744 |
| Total Monthly Debt Service | $1,688 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1922
5,001 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1922
5,001 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nicole Flamand • HB Real Estate, LLC
Mls Name: MLS PIN
Mls ID: #73422427