92-8485 Catamaran LnCaptain CookHI96704
INVESTMENT ANALYSIS
Investment Verdict
Solid Income92-8485 Catamaran Ln, Captain Cook, HI, 96704 in Captain Cook is a solid income-producing rental, 9.74% gross yield, $2,430/mo rent, $725/mo net cash flow on a $299,500 buy. DSCR 1.71 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $82,746 and $2,511/yr in principal reduction project a total cumulative return of $153,918.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.2% |
| Monthly Cash Flow | $725 | $1,850 |
City averages based on Captain Cook market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,430 |
| Total Monthly Debt Service | $1,659 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96704, Captain Cook, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,899 (100%) |
| Owner Occupied HU | 3,490 (59.2%) |
| Renter Occupied HU | 1,263 (21.4%) |
| Vacant Housing Units | 1,146 (19.4%) |
| Median Home Value | $518,519 |
| Average Home Value | $654,193 |
Housing Distribution
Address Breakdown
Residential
1,676
Single Family
1,676
Multi-Family
0
Businesses
120
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Meghan E Shively • South Island Realty
Mls Name: Hawaii Information Service
Mls Provider:
Mls ID: #732266
