9196 Timberline LoopVictorID83455
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9196 Timberline Loop, Victor, ID, 83455 in Victor speaks for itself: 19.59% gross on a $165,000 price, generating $2,694/mo in rent and $1,703/mo in net income after the $742/mo debt service. DSCR 3.63, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $20,437 stacks alongside $45,586 in projected five-year appreciation and $1,520/yr in principal reduction. Projected total cumulative return: $172,034.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.6% | 6.0% |
| Monthly Cash Flow | $1,703 | $250 |
City averages based on Victor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,694 |
| Total Monthly Debt Service | $925 |
| DSCR Ratio | 2.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.55 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83455, Victor, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,243 (100%) |
| Owner Occupied HU | 1,896 (58.5%) |
| Renter Occupied HU | 568 (17.5%) |
| Vacant Housing Units | 779 (24.0%) |
| Median Home Value | $672,786 |
| Average Home Value | $783,945 |
Housing Distribution
Address Breakdown
Residential
2,354
Single Family
2,354
Multi-Family
0
Businesses
181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.55 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83455, Victor, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,243 (100%) |
| Owner Occupied HU | 1,896 (58.5%) |
| Renter Occupied HU | 568 (17.5%) |
| Vacant Housing Units | 779 (24.0%) |
| Median Home Value | $672,786 |
| Average Home Value | $783,945 |
Housing Distribution
Address Breakdown
Residential
2,354
Single Family
2,354
Multi-Family
0
Businesses
181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.