9192 Jaylee DrTemple CityCA91780
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 9192 Jaylee Dr, Temple City, CA, 91780 in Temple City the bet is firmly on appreciation. Rental yield 4.33%. The 4.33% gross yield on a $968,000 price is below income-first thresholds, but 5%/yr value growth projects $267,441 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.80) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $206,710.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.2% |
| Monthly Cash Flow | $(2,491) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,497 |
| Total Monthly Debt Service | $5,603 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
7,391 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91780, Temple City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,230 (100%) |
| Owner Occupied HU | 7,200 (58.9%) |
| Renter Occupied HU | 4,485 (36.7%) |
| Vacant Housing Units | 545 ( 4.5%) |
| Median Home Value | $948,456 |
| Average Home Value | $1,067,791 |
Housing Distribution
Address Breakdown
Residential
11,794
Single Family
10,332
Multi-Family
1,462
Businesses
1,037
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
7,391 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91780, Temple City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,230 (100%) |
| Owner Occupied HU | 7,200 (58.9%) |
| Renter Occupied HU | 4,485 (36.7%) |
| Vacant Housing Units | 545 ( 4.5%) |
| Median Home Value | $948,456 |
| Average Home Value | $1,067,791 |
Housing Distribution
Address Breakdown
Residential
11,794
Single Family
10,332
Multi-Family
1,462
Businesses
1,037
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TRACY CHEN • HUNTINGTON REALTY GROUP CO.
Mls Name: CRMLS
Mls ID: #WS26028214