919 S 8th StKansas CityKS66105
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 919 S 8th St, Kansas City, KS, 66105 in Kansas City. Rental yield 3.2%. At $379,900 with 3.2% gross yield, current distributions are modest, but the 5% appreciation rate projects $104,959 in new equity by year five, complemented by $3,499/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.59) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $47,493.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 8.0% |
| Monthly Cash Flow | $(1,513) | $1,200 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,014 |
| Total Monthly Debt Service | $2,376 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66105, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 961 (100%) |
| Owner Occupied HU | 480 (49.9%) |
| Renter Occupied HU | 363 (37.8%) |
| Vacant Housing Units | 118 (12.3%) |
| Median Home Value | $54,020 |
| Average Home Value | $93,011 |
Housing Distribution
Address Breakdown
Residential
868
Single Family
865
Multi-Family
3
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66105, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 961 (100%) |
| Owner Occupied HU | 480 (49.9%) |
| Renter Occupied HU | 363 (37.8%) |
| Vacant Housing Units | 118 (12.3%) |
| Median Home Value | $54,020 |
| Average Home Value | $93,011 |
Housing Distribution
Address Breakdown
Residential
868
Single Family
865
Multi-Family
3
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2605729