918 E 27th AveTorringtonWY82240
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 918 E 27th Ave, Torrington, WY, 82240 in Torrington is a conservative rental investment at $350,000. Rental yield 6.3%. A 1.17 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $96,699; $3,224/yr in principal paydown supplements. Total projected return: $122,083.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.1% |
| Monthly Cash Flow | $(153) | $420 |
City averages based on Torrington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,837 |
| Total Monthly Debt Service | $1,851 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82240, Torrington, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,514 (100%) |
| Owner Occupied HU | 2,786 (61.7%) |
| Renter Occupied HU | 1,147 (25.4%) |
| Vacant Housing Units | 581 (12.9%) |
| Median Home Value | $258,065 |
| Average Home Value | $291,246 |
Housing Distribution
Address Breakdown
Residential
4,072
Single Family
3,936
Multi-Family
136
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 82240, Torrington, WY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,514 (100%) |
| Owner Occupied HU | 2,786 (61.7%) |
| Renter Occupied HU | 1,147 (25.4%) |
| Vacant Housing Units | 581 (12.9%) |
| Median Home Value | $258,065 |
| Average Home Value | $291,246 |
Housing Distribution
Address Breakdown
Residential
4,072
Single Family
3,936
Multi-Family
136
Businesses
517
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Curtis Birkley • Windmill Realty
Mls Name: WYOMLS
Mls ID: #20260209