9165 Camellia CtAlta LomaCA91737
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 9165 Camellia Ct, Alta Loma, CA, 91737 in Alta Loma the bet is firmly on appreciation. Rental yield 4.29%. The 4.29% gross yield on a $1,250,000 price is below income-first thresholds, but 5%/yr value growth projects $345,352 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.80) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $263,935.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 5.0% |
| Monthly Cash Flow | $(3,264) | $1,500 |
City averages based on Alta Loma market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,469 |
| Total Monthly Debt Service | $7,235 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91737, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,319 (100%) |
| Owner Occupied HU | 5,768 (69.3%) |
| Renter Occupied HU | 2,309 (27.8%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $840,888 |
| Average Home Value | $900,418 |
Housing Distribution
Address Breakdown
Residential
8,504
Single Family
7,336
Multi-Family
1,168
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91737, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,319 (100%) |
| Owner Occupied HU | 5,768 (69.3%) |
| Renter Occupied HU | 2,309 (27.8%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $840,888 |
| Average Home Value | $900,418 |
Housing Distribution
Address Breakdown
Residential
8,504
Single Family
7,336
Multi-Family
1,168
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #IV26035031