914 Memsie Park CtO'FallonMO63368
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 914 Memsie Park Ct, O'Fallon, MO, 63368 in O'Fallon. Rental yield 5.58%. At $1,099,000 with 5.58% gross yield, current distributions are modest, but the 5% appreciation rate projects $303,633 in new equity by year five, complemented by $10,122/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.03) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $290,959.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 7.5% |
| Monthly Cash Flow | $(1,974) | $300 |
City averages based on O'Fallon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,111 |
| Total Monthly Debt Service | $6,647 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.27 Acres lot
$N/A/sqft
$650 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.27 Acres lot
$N/A/sqft
$650 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Allen Brake • Allen Brake Real Estate
Mls Name: MARIS
Mls Provider:
Mls ID: #25019417
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