9135 Berkshire LnTampaFL33635
INVESTMENT ANALYSIS
Investment Verdict
Solid Income9135 Berkshire Ln, Tampa, FL, 33635 in Tampa earns a respectable 9.07% gross yield at $104,500, but after the $470/mo mortgage the net cash flow is $97/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.68) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $28,871 over five years, making equity the dominant return driver. Total projected return: $46,039.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 3.0% |
| Monthly Cash Flow | $97 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $790 |
| Total Monthly Debt Service | $652 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33635, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,957 (100%) |
| Owner Occupied HU | 4,794 (60.2%) |
| Renter Occupied HU | 2,860 (35.9%) |
| Vacant Housing Units | 303 ( 3.8%) |
| Median Home Value | $354,598 |
| Average Home Value | $366,168 |
Housing Distribution
Address Breakdown
Residential
7,738
Single Family
4,796
Multi-Family
2,942
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33635, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,957 (100%) |
| Owner Occupied HU | 4,794 (60.2%) |
| Renter Occupied HU | 2,860 (35.9%) |
| Vacant Housing Units | 303 ( 3.8%) |
| Median Home Value | $354,598 |
| Average Home Value | $366,168 |
Housing Distribution
Address Breakdown
Residential
7,738
Single Family
4,796
Multi-Family
2,942
Businesses
261
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices