913 NE 28th StOklahoma CityOK73105
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 913 NE 28th St, Oklahoma City, OK, 73105 in Oklahoma City at $164,990 earns $1,253/mo in rent and nets $199/mo after the $742/mo payment, a 9.11% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $45,584 over five years. Ziffy Mortgage underwrites this on a 1.69 DSCR without U.S. credit history. With $1,520/yr in principal paydown, total projected return reaches $75,526.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 10.0% |
| Monthly Cash Flow | $199 | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,253 |
| Total Monthly Debt Service | $988 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1931
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73105, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,873 (100%) |
| Owner Occupied HU | 1,112 (28.7%) |
| Renter Occupied HU | 2,278 (58.8%) |
| Vacant Housing Units | 483 (12.5%) |
| Median Home Value | $229,722 |
| Average Home Value | $319,932 |
Housing Distribution
Address Breakdown
Residential
3,530
Single Family
2,815
Multi-Family
715
Businesses
645
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1931
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73105, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,873 (100%) |
| Owner Occupied HU | 1,112 (28.7%) |
| Renter Occupied HU | 2,278 (58.8%) |
| Vacant Housing Units | 483 (12.5%) |
| Median Home Value | $229,722 |
| Average Home Value | $319,932 |
Housing Distribution
Address Breakdown
Residential
3,530
Single Family
2,815
Multi-Family
715
Businesses
645
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Skylar Petry • Bailee & Co. Real Estate
Mls Name: MLSOK/OKCMAR
Mls ID: #1189573