912220 Kaiwawalo St #1001Ewa BeachHI96706
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 912220 Kaiwawalo St #1001, Ewa Beach, HI, 96706 in Ewa Beach at $832,000. Rental yield 6.06%. The 6.06% yield and 1.06 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $229,866 by year five, and $6,975/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $213,490.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 4.3% |
| Monthly Cash Flow | $(1,371) | $1,850 |
City averages based on Ewa Beach market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,200 |
| Total Monthly Debt Service | $5,443 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2017
N/A lot
$N/A/sqft
$833 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96706, Ewa Beach, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,276 (100%) |
| Owner Occupied HU | 17,008 (67.3%) |
| Renter Occupied HU | 7,122 (28.2%) |
| Vacant Housing Units | 1,146 ( 4.5%) |
| Median Home Value | $880,792 |
| Average Home Value | $956,583 |
Housing Distribution
Address Breakdown
Residential
24,009
Single Family
21,938
Multi-Family
2,071
Businesses
516
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ashliey K Wasson • eXp Realty
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202514807
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-06-27 18:53:39 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd
