912 Ebenezer RdAmityAR71921
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 912 Ebenezer Rd, Amity, AR, 71921 in Amity. Rental yield 5.67%. At $398,000 with 5.67% gross yield, current distributions are modest, but the 5% appreciation rate projects $109,960 in new equity by year five, complemented by $3,666/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.05) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $117,625.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.2% |
| Monthly Cash Flow | $(512) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,880 |
| Total Monthly Debt Service | $2,234 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
3.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71921, Amity, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,711 (100%) |
| Owner Occupied HU | 1,134 (66.3%) |
| Renter Occupied HU | 269 (15.7%) |
| Vacant Housing Units | 308 (18.0%) |
| Median Home Value | $144,375 |
| Average Home Value | $184,885 |
Housing Distribution
Address Breakdown
Residential
1,548
Single Family
1,548
Multi-Family
0
Businesses
57
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
3.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71921, Amity, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,711 (100%) |
| Owner Occupied HU | 1,134 (66.3%) |
| Renter Occupied HU | 269 (15.7%) |
| Vacant Housing Units | 308 (18.0%) |
| Median Home Value | $144,375 |
| Average Home Value | $184,885 |
Housing Distribution
Address Breakdown
Residential
1,548
Single Family
1,548
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices