912 Chestnut StMamouLA70554
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $104,500, 912 Chestnut St, Mamou, LA, 70554 in Mamou generates $796/mo in rent (9.14% yield) but nets only $149/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.69) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $28,871. Total projected return: $49,243.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 9.0% |
| Monthly Cash Flow | $149 | $300 |
City averages based on Mamou market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $796 |
| Total Monthly Debt Service | $606 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70554, Mamou, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,896 (100%) |
| Owner Occupied HU | 1,532 (52.9%) |
| Renter Occupied HU | 1,019 (35.2%) |
| Vacant Housing Units | 345 (11.9%) |
| Median Home Value | $120,742 |
| Average Home Value | $163,029 |
Housing Distribution
Address Breakdown
Residential
2,472
Single Family
2,410
Multi-Family
62
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70554, Mamou, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,896 (100%) |
| Owner Occupied HU | 1,532 (52.9%) |
| Renter Occupied HU | 1,019 (35.2%) |
| Vacant Housing Units | 345 (11.9%) |
| Median Home Value | $120,742 |
| Average Home Value | $163,029 |
Housing Distribution
Address Breakdown
Residential
2,472
Single Family
2,410
Multi-Family
62
Businesses
184
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices