9116 Whispering Pines RdFrazier ParkCA93225
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 9116 Whispering Pines Rd, Frazier Park, CA, 93225 in Frazier Park deserves attention. This $444,900 property earns $4,348/mo in rent, a 11.73% gross yield, and nets $1,387/mo after the $2,001/mo payment. DSCR 2.17 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $122,918 compounds alongside $4,098/yr in yearly equity build, for a total cumulative return of $258,846.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 8.0% |
| Monthly Cash Flow | $1,387 | $300 |
City averages based on Frazier Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,348 |
| Total Monthly Debt Service | $2,784 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.29 Acres lot
$N/A/sqft
$650 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93225, Frazier Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,279 (100%) |
| Owner Occupied HU | 1,673 (51.0%) |
| Renter Occupied HU | 722 (22.0%) |
| Vacant Housing Units | 884 (27.0%) |
| Median Home Value | $373,217 |
| Average Home Value | $408,993 |
Housing Distribution
Address Breakdown
Residential
1,069
Single Family
1,069
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
0.29 Acres lot
$N/A/sqft
$650 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93225, Frazier Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,279 (100%) |
| Owner Occupied HU | 1,673 (51.0%) |
| Renter Occupied HU | 722 (22.0%) |
| Vacant Housing Units | 884 (27.0%) |
| Median Home Value | $373,217 |
| Average Home Value | $408,993 |
Housing Distribution
Address Breakdown
Residential
1,069
Single Family
1,069
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices