9116 Main St #ESWesternvilleNY13486
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow9116 Main St #ES, Westernville, NY, 13486 in Westernville earns its strong cash-flow label: 22.13% yield, $2,305/mo rent, $1,470/mo net income, DSCR 4.10. The $125,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $34,535 by year five. Combined with $1,151/yr in principal paydown, total projected return reaches $142,339.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 22.1% | 6.2% |
| Monthly Cash Flow | $1,470 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,305 |
| Total Monthly Debt Service | $785 |
| DSCR Ratio | 2.94x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13486, Westernville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 308 (100%) |
| Owner Occupied HU | 223 (72.4%) |
| Renter Occupied HU | 33 (10.7%) |
| Vacant Housing Units | 52 (16.9%) |
| Median Home Value | $275,000 |
| Average Home Value | $328,139 |
Housing Distribution
Address Breakdown
Residential
267
Single Family
267
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13486, Westernville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 308 (100%) |
| Owner Occupied HU | 223 (72.4%) |
| Renter Occupied HU | 33 (10.7%) |
| Vacant Housing Units | 52 (16.9%) |
| Median Home Value | $275,000 |
| Average Home Value | $328,139 |
Housing Distribution
Address Breakdown
Residential
267
Single Family
267
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A