911 2nd St SNampaID83651
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play911 2nd St S, Nampa, ID, 83651 in Nampa is priced for appreciation, not yield. Rental yield 1.33%. At $1,425,000 with a 1.33% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $393,701 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.25) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $111,677.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 4.2% |
| Monthly Cash Flow | $(6,619) | $850 |
City averages based on Nampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,579 |
| Total Monthly Debt Service | $7,631 |
| DSCR Ratio | 0.21x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1906
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83651, Nampa, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,697 (100%) |
| Owner Occupied HU | 10,014 (68.1%) |
| Renter Occupied HU | 4,121 (28.0%) |
| Vacant Housing Units | 562 ( 3.8%) |
| Median Home Value | $382,292 |
| Average Home Value | $414,528 |
Housing Distribution
Address Breakdown
Residential
13,647
Single Family
13,244
Multi-Family
403
Businesses
1,198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1906
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83651, Nampa, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,697 (100%) |
| Owner Occupied HU | 10,014 (68.1%) |
| Renter Occupied HU | 4,121 (28.0%) |
| Vacant Housing Units | 562 ( 3.8%) |
| Median Home Value | $382,292 |
| Average Home Value | $414,528 |
Housing Distribution
Address Breakdown
Residential
13,647
Single Family
13,244
Multi-Family
403
Businesses
1,198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices