9100 NW Jay StSeal RockOR97376



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 9100 NW Jay St, Seal Rock, OR, 97376 in Seal Rock is straightforward: $440,000 in, $2,940/mo in rent, $284/mo out after debt service. The 8.02% gross yield and 1.49 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $121,564 by year five. With $4,052/yr in principal equity, the total cumulative return is projected at $184,817.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $284 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,940 |
| Total Monthly Debt Service | $2,481 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2007
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97376, Seal Rock, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,057 (100%) |
| Owner Occupied HU | 679 (64.2%) |
| Renter Occupied HU | 107 (10.1%) |
| Vacant Housing Units | 271 (25.6%) |
| Median Home Value | $427,055 |
| Average Home Value | $526,392 |
Housing Distribution
Address Breakdown
Residential
563
Single Family
562
Multi-Family
1
Businesses
2



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Manufactured
Built in 2007
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97376, Seal Rock, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,057 (100%) |
| Owner Occupied HU | 679 (64.2%) |
| Renter Occupied HU | 107 (10.1%) |
| Vacant Housing Units | 271 (25.6%) |
| Median Home Value | $427,055 |
| Average Home Value | $526,392 |
Housing Distribution
Address Breakdown
Residential
563
Single Family
562
Multi-Family
1
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











